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  • Reserve Principles for Individual Health Insurance
    in spite of the fact that mortality costs increased with age. Since mortality costs in later policy years ... years would exceed the mortality portion of the adopted level premiums, insurers were required to set ...

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    • Authors: E Paul Barnhart, Spencer Koppel, Mark E Litow, Francis T O'Grady, Gary N See, Robert Shapland
    • Date: Oct 1985
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Health insurance
  • A New Approach to Premium, Policy and Claim Reserves for Health Insurance
    attempting construction of a disa- bility continuance table built on a theory of partial or conditional incurral ... probabilities of termination built into the continuance table itself. Again, it is the contract that resolves ...

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    • Authors: E Paul Barnhart, David L Creswell, Judy C Engels, Charles Habeck, Anthony J Houghton, Mark E Litow, W H Odell, Claude Y Paquin, Robert Shapland
    • Date: Oct 1985
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Health insurance
  • A Modified Development Method for Deriving Health Claim Reserves
    claims by month of incurral and month of payment. Table 1 is an example using major medical claim payments ... incurral, denoted CP,; see Table 2 for the cumulative claim payments from Table 1. The subscript t cor- ...

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    • Authors: E Paul Barnhart, John M Bragg, Charles S Fuhrer, Sam Gutterman, George Hawkins, Mark E Litow
    • Date: Oct 1989
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Health insurance
  • Individual Health Insurance Reserve Issues
    been the subject of that much conversation. The table of contents shown in exhibit I gives you a good ... CONSIDERATION OF HEALTH COVERAGE VALUATION STANDARDS TABLE OF CONTENTS SUMMARY A. Pervasive Matters 1. Purpose ...

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    • Authors: E Paul Barnhart, Robert Dobson, Jan O'Sullivan, Mark E Litow, W H Odell
    • Date: Oct 1985
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Statutory accounting; Health & Disability>Health insurance